R590-281-4. Eligibility to Apply for a License

  (1) Except as provided in Subsections (2) and (3), and except in the case of a juvenile adjudication, an individual who has been convicted of or pleaded no contest to a felony or a misdemeanor involving fraud, misrepresentation, theft, or dishonesty is eligible to apply for a license if:

  (a) the individual has paid in full all fines and interest ordered by the court related to the conviction;

  (b) the individual has paid in full all restitution ordered by the court related to the conviction; and

  (c) the following time periods have elapsed from the date the individual was convicted or released from incarceration, parole, or probation, whichever occurred last:

  (i) seven years in the case of a felony;

  (ii) five years in the case of a class A misdemeanor;

  (iii) four years in the case of a class B misdemeanor; or

  (iv) three years in the case of any other misdemeanor.

  (2) An individual may not apply for a license if a proceeding is pending against the individual.

  (3)(a) An individual who has been convicted of violating the federal Violent Crime Control and Law Enforcement Act of 1994, 18 U.S.C. Sec. 1033, or who has been convicted of a felony involving dishonesty or breach of trust, may not apply for a license without first obtaining written consent from the commissioner to engage or participate in the business of insurance as provided in R590-278.

  (b) An individual who obtains written consent under R590-278 may apply for a license. That individual remains subject to all other license application requirements.

  (4) The department will deny a license application submitted by an individual who is not eligible under this Section.