R590-261-13. Disclosure Requirements  


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  • (1) Each carrier shall include a description of the independent review procedure in or attached to the policy and certificate, and may include a description with other evidence of coverage provided to the insured.

    (2) The description required in Subsection (1) shall include a statement that informs the insured:

    (a) of the right to file a request for an independent review of a final adverse benefit determination and include the contact information for the commissioner; and

    (b) that an authorization to obtain medical records shall be required for the purpose of reaching a decision.