R590-142-4. Continuing Education Requirements

  (1) A producer, consultant, adjuster, and navigator licensee shall comply with, and a registered provider shall be familiar with, the following continuing education requirements:

  (a) upon renewal of a license, no continuing education credit hours in excess of the number required to renew the license may be carried over or applied to any subsequent licensing period;

  (b) a licensee shall attend a course in its entirety in order to receive credit for the course; and

  (c) a licensee may repeat a course for credit but will not be permitted to take a course for credit more than once in a license continuation period.

  (2) Producer, Consultant, and Adjuster License. A producer, consultant, and adjuster licensee shall comply with, and a registered provider shall be familiar with, the following continuing education requirements:

  (a) the number of credit hours of continuing education insurance related instruction required to be completed biennially as a prerequisite to a license renewal shall be in accordance with Sections 31A-23a-202 and 31A-26-206;

  (b) a producer, consultant, or adjuster licensee may obtain continuing education credit hours at any time during the two-year licensing period;

  (c) not more than half of the total credit hours required shall be satisfied by courses provided to a producer, consultant or adjuster licensee by one or more insurers;

  (d) a nonresident producer, consultant, or adjuster licensee who satisfies the licensee's home state's continuing education requirement is considered to have satisfied Utah's continuing education requirement; and

  (e) a producer, consultant, or adjuster licensee with a professional designation may use the continuing education credit hours required to maintain the designation to satisfy the requirement of the commissioner if:

  (i) the hours are sufficient to meet the current continuing education requirement described in Sections 31A-23a-202 and 31A-26-206; and

  (ii) the professional designation consists of one or more of the following:

  (A) Accredited Customer Service Representative (ACSR);

  (B) Accredited Financial Examiner (AFE) or Certified Financial Examiner (CFE);

  (C) Accredited Insurance Examiner (AIE) or Certified Insurance Examiner (CIE);

  (D) Certified Financial Planner (CFP);

  (E) Certified Insurance Counselor (CIC);

  (F) Certified Risk Manager (CRM);

  (G) Registered Employee Benefits Consultant (REBC);

  (H) Chartered Property Casualty Underwriter (CPCU) with completion of the Continuing Professional Development (CPD) program; or

  (I) Certified Life Underwriter (CLU), Chartered Financial Consultant (ChFC) or Registered Health Underwriter (RHU) with completion of the Professional Achievement in Continuing Education (PACE) recertification program.

  (f) A producer who solicits or sells a defined contribution plan in accordance with Section 31A-30-209 shall complete a minimum of two hours of defined contribution continuing education that includes training on use of the Utah Health Exchange and premium assistance programs:

  (i) prior to soliciting or selling a defined contribution plan; and

  (ii) during each subsequent two-year licensing period that the producer solicits or sells a defined contribution plan.

  (g) Continuing education requirements may be administered by:

  (i) the commissioner; or

  (ii) a continuing education provider approved by and registered with the commissioner.

  (3) A continuing education provider, including a state or national professional producer or consultant association, may:

  (a) offer a qualified program on a geographically accessible basis; and

  (b) collect a reasonable fee for funding and administration of a continuing education program, subject to the review and approval of the commissioner.

  (4)(a) Navigator license. A navigator licensee shall comply with, and a registered provider shall be familiar with, the following continuing education requirements:

  (i) for a navigator licensee, the number of credit hours of continuing education related instruction required to be completed annually as a prerequisite to license renewal shall be in accordance with Section 31A-23b-206; and

  (ii) a navigator licensee may obtain continuing education credit hours at any time during the one-year licensing period;

  (b) To act as a navigator, a person must:

  (i) successfully complete the federal navigator training and certification program requirements as established by federal regulation under PPACA and administered through the United States Department of Health and Human Services, including any applicable training and certification or recertification requirements under that program; and

  (ii) for a navigator line of authority:

  (A) initially complete a minimum of two hours of defined contribution training that includes training on use of the Utah Health Exchange, and

  (B) thereafter, prior to renewing the license, complete a minimum of one hour of defined contribution continuing education training on use of the Utah Health Exchange; or

  (iii) for a certified application counselor line of authority:

  (A) both initially and thereafter, prior to renewing the license, complete a minimum of one hour of defined contribution training that includes training on use of the Utah Health Exchange.

  (c) A person is considered to have successfully completed the required continuing education requirements for a navigator license in accordance with Section 31A-23b-206 if the person has:

  (i) met the requirements of (3)(b) above; and

  (ii) completed at least 2 hours of ethics course.

  (d) Continuing education requirements may be administered by:

  (i) the commissioner;

  (ii) a continuing education provider approved by and registered with the commissioner; or

  (iii) a navigator related training program administered through the United States Department of Health and Human Services.