Summary


The Insurance Department (Department) amended this rule twice during the past five years and received nine comments regarding one of those amendments. Three of those comments were supportive; two comments requested the ability to use a first initial rather than a first name, which was one purpose of the rule amendment; one comment concerned identity theft, which would neither be positively or negatively affected by this rule; one comment concerned a possible problem with transferring policies that may be noncompliant due to age, but the Department determined that there is no actual problem with such transfers; one comment concerned a market conduct issue that was related but not germane to the amendment; and one comment argued the validity of the rule filing due to bad links in the rule announcement, an issue that was fixed as soon as it was discovered, as well as questioning the need for the rule because it had no associated cost. The Department reviewed and considered all comments and determined that none of them disclosed issues that would necessitate holding up the rulemaking process.