No. 38795 (5-year Review): Rule R590-79. Life Insurance Disclosure Rule  

  • DAR File No.: 38795
    Filed: 08/20/2014 11:38:34 AM

    NOTICE OF REVIEW AND STATEMENT OF CONTINUATION

    Concise explanation of the particular statutory provisions under which the rule is enacted and how these provisions authorize or require the rule:

    Subsection 31A-2-201(3) authorizes the commissioner to write rules to implement the provisions of Title 31A. Subsection 31A-22-425(1) authorizes the commissioner to make rules to establish standards for buyer's guides and disclosures. The rule requires insurers to deliver to purchasers of life insurance, information which will improve the purchaser's ability to select a plan of life insurance most appropriate for them.

    Summary of written comments received during and since the last five-year review of the rule from interested persons supporting or opposing the rule:

    During the comment period, a comment was received from Hunter Finch of GOPB requesting that a publication date be inserted in Subsection R590-79-4(A), which it incorporates by reference a Life Insurance Buyer's Guide. This change was made when a change in proposed rule filing was done on 10/01/2009. Otherwise, the department has received no other written comments regarding this rule.

    Reasoned justification for continuation of the rule, including reasons why the agency disagrees with comments in opposition to the rule, if any:

    The rule requires disclosure of basic life policy features specified in Title 31A, Chapter 22, Part 4, and specifies the format for disclosure. The disclosure informs and assists consumers in understanding the policy they purchase. Therefore, this rule should be continued.

    The full text of this rule may be inspected, during regular business hours, at the Division of Administrative Rules, or at:

    Insurance
    Administration
    Room 3110 STATE OFFICE BLDG
    450 N MAIN ST
    SALT LAKE CITY, UT 84114-1201

    Direct questions regarding this rule to:

    Effective:

    08/20/2014

    Authorized by:

    Todd Kiser, Commissioner


Document Information

Effective Date:
8/20/2014
Publication Date:
09/15/2014
Type:
Five-Year Notices of Review and Statements of Continuation
Filed Date:
08/20/2014
Agencies:
Insurance, Administration
Authorized By:
Todd Kiser, Commissioner
DAR File No.:
38795
Summary:

During the comment period, a comment was received from Hunter Finch of GOPB requesting that a publication date be inserted in Subsection R590-79-4(A), which it incorporates by reference a Life Insurance Buyer's Guide. This change was made when a change in proposed rule filing was done on 10/01/2009. Otherwise, the department has received no other written comments regarding this rule.

CodeNo:
R590-79
CodeName:
{34360|R590-79|R590-79. Life Insurance Disclosure Rule}
Link Address:
InsuranceAdministrationRoom 3110 STATE OFFICE BLDG450 N MAIN STSALT LAKE CITY, UT 84114-1201
Link Way:

Jilene Whitby, by phone at 801-538-3803, by FAX at 801-538-3829, or by Internet E-mail at jwhitby@utah.gov

AdditionalInfo:
More information about a Five-Year Notice of Review and Statement of Continuation is available online. The Portable Document Format (PDF) version of the Bulletin is the official version. The PDF version of this issue is available at http://www.rules.utah.gov/publicat/bull-pdf/2014/b20140915.pdf. The HTML edition of the Bulletin is a convenience copy. Any discrepancy between the PDF version and HTML version is resolved in favor of the PDF version. For questions regarding the content or ...
Related Chapter/Rule NO.: (1)
R590-79. Life Insurance Disclosure Rule.