No. 43629 (5-year Review): Rule R590-191. Unfair Life Insurance Claims Settlement Practices Rule  

  • DAR File No.: 43629
    Filed: 04/03/2019 03:56:32 PM

    NOTICE OF REVIEW AND STATEMENT OF CONTINUATION

    Concise explanation of the particular statutory provisions under which the rule is enacted and how these provisions authorize or require the rule:

    Subsections 31A-2-201(1) and 31A-2-201(3)(a) authorize the Insurance Commissioner to administer and make rules to implement the provisions of the Insurance Code, Title 31A. Subsection 31A-26-301(1) authorizes the Insurance Commissioner to require timely payment of claims. Section 31A-26-301 and Subsection 31A-21-312(5) authorize rules dealing with proof of loss and notice of loss time limitations under insurance policies. Subsection 31A-26-303(4) authorize the Insurance Commissioner to write rules defining unfair claims settlement practices or acts. Subsection 31A-2-202(4) authorizes the Insurance Commissioner to issue rules requiring timely response to written inquiries from the Commissioner. Section 31A-22-428 authorizes the Insurance Commissioner to require payment of interest on death proceeds.

    Summary of written comments received during and since the last five-year review of the rule from interested persons supporting or opposing the rule:

    The Insurance Department has received no written comments regarding this rule during the past five years.

    Reasoned justification for continuation of the rule, including reasons why the agency disagrees with comments in opposition to the rule, if any:

    This rule is a critical guide for the insurance industry and their insureds to use in the claim settlement and complaint process for life insurance policies. This rule must be continued to ensure such guidance is available to both consumers and the industry.

    The full text of this rule may be inspected, during regular business hours, at the Office of Administrative Rules, or at:

    Insurance
    Administration
    Room 3110 STATE OFFICE BLDG
    450 N MAIN ST
    SALT LAKE CITY, UT 84114-1201

    Direct questions regarding this rule to:

    Effective:

    04/03/2019

    Authorized by:

    Steve Gooch, Information Specialist


Document Information

Effective Date:
4/3/2019
Publication Date:
05/01/2019
Type:
Five-Year Notices of Review and Statements of Continuation
Filed Date:
04/03/2019
Agencies:
Insurance, Administration
Authorized By:
Steve Gooch, Information Specialist
DAR File No.:
43629
Summary:

The Insurance Department has received no written comments regarding this rule during the past five years.

CodeNo:
R590-191
CodeName:
{32772|R590-191|R590-191. Unfair Life Insurance Claims Settlement Practices Rule}
Link Address:
InsuranceAdministrationRoom 3110 STATE OFFICE BLDG450 N MAIN STSALT LAKE CITY, UT 84114-1201
Link Way:

Steve Gooch, by phone at 801-538-3803, by FAX at 801-538-3829, or by Internet E-mail at sgooch@utah.gov

AdditionalInfo:
More information about a Five-Year Notice of Review and Statement of Continuation is available online. The Portable Document Format (PDF) version of the Bulletin is the official version. The PDF version of this issue is available at https://rules.utah.gov/publicat/bull_pdf/2019/b20190501.pdf. The HTML edition of the Bulletin is a convenience copy. Any discrepancy between the PDF version and HTML version is resolved in favor of the PDF version. For questions regarding the content or ...
Related Chapter/Rule NO.: (1)
R590-191. Unfair Life Insurance Claims Settlement Practices Rule.