No. 42163 (5-year Review): Rule R331-23. Lending Limits for Banks, Industrial Loan Corporations  

  • DAR File No.: 42163
    Filed: 09/28/2017 08:36:19 AM

    NOTICE OF REVIEW AND STATEMENT OF CONTINUATION

    Concise explanation of the particular statutory provisions under which the rule is enacted and how these provisions authorize or require the rule:

    Section 7-1-301 confers rulemaking powers and duties to the Commissioner with respect to institutions, persons, or businesses subject to the jurisdiction of the Department of Financial Institutions. Section 7-3-19 authorizes limitations on loans and extensions of credit. Section 7-8-20 lists limitations on loans to one borrower, the exceptions, and the rules.

    Summary of written comments received during and since the last five-year review of the rule from interested persons supporting or opposing the rule:

    No supporting or opposing written comments have been received by the agency concerning this rule.

    Reasoned justification for continuation of the rule, including reasons why the agency disagrees with comments in opposition to the rule, if any:

    The rule is intended to prevent one person from borrowing an unduly large amount of a given bank's or industrial loan corporation's funds, thereby exposing the bank's or industrial loan corporation's depositors, creditors, and stockholders to excessive risk. Therefore, this rule should be continued.

    The full text of this rule may be inspected, during regular business hours, at the Office of Administrative Rules, or at:

    Financial Institutions
    AdministrationRoom 201
    324 S STATE ST
    SALT LAKE CITY, UT 84111-2393

    Direct questions regarding this rule to:

    Effective:

    09/28/2017

    Authorized by:

    Edward Leary, Commissioner


Document Information

Effective Date:
9/28/2017
Publication Date:
10/15/2017
Type:
Five-Year Notices of Review and Statements of Continuation
Filed Date:
09/28/2017
Agencies:
Financial Institutions, Administration
Authorized By:
Edward Leary, Commissioner
DAR File No.:
42163
Summary:

No supporting or opposing written comments have been received by the agency concerning this rule.

CodeNo:
R331-23
CodeName:
{48645|R331-23|R331-23. Lending Limits for Banks, Industrial Loan Corporations}
Link Address:
Financial InstitutionsAdministrationRoom 201 324 S STATE STSALT LAKE CITY, UT 84111-2393
Link Way:

Paul Allred, by phone at 801-538-8854, by FAX at 801-538-8894, or by Internet E-mail at pallred@utah.gov

AdditionalInfo:
More information about a Five-Year Notice of Review and Statement of Continuation is available online. The Portable Document Format (PDF) version of the Bulletin is the official version. The PDF version of this issue is available at https://rules.utah.gov/publicat/bull_pdf/2017/b20171015.pdf. The HTML edition of the Bulletin is a convenience copy. Any discrepancy between the PDF version and HTML version is resolved in favor of the PDF version. For questions regarding the content or ...
Related Chapter/Rule NO.: (1)
R331-23. Lending Limits for Banks, Industrial Loan Corporations.